If you're planning to get your elderly parents in India on a visit to the U.S., you must definitely read this post since medical care is frightfully expensive for the uninsured in America.
India's largest private insurance company ICICI Lombard has rolled out a new travel insurance scheme.
Labelled International Travel Insurance, the new policy provides overseas medical insurance along with coverage for all trip related risks.
Besides catering to the requirements of international travelers, the policy is also designed to provide some services for the insured's family back home.
ICICI Lombard executives say the International Travel Insurance policy will cover a host of listed medical and non-medical expenses that the policy holder may incur while traveling abroad.
ICICI Lombard has partnered with US healthcare provider, United Health Care to handle the insured's bill settlement directly while enabling the insured to avail cashless hospitalisation across a wide network of hospitals.
No Medical Check-Up Required
The Indian insurance firm is making a big ado about being the first insurer to provide insurance to travelers up to 85 years of age without medical check-up.
The other highlight of the International Travel Insurance policy is that it provides value added assistance services for the insured's dependents in India.
Services for the dependents in India pertain to medical concierge, automotive assistance and lifestyle related amongst others.
For frequent international travelers like software programmers or other executives, the International Travel Insurance policy provides a multi-trip option.
Travelers may can purchase the policy online at www.icicilombard.com or through agents.
International Travel Insurance Features
• No medical check-up required: The insured is not required to undergo any medical check-up up to the age of 85 years
• Pre-existing diseases: Pre-existing diseases are covered in emergency and life-threatening situations
• Value added services: The insured's dependents back home enjoy a bundle of concierge services like - medical concierge, automotive assistance, lifestyle services like gifts or flower delivery assistance, home movers assistance, plumbing or electrical assistance etc.
• Cover for hand baggage (in addition to check-in baggage)
• Hassle-free stay: In case of trip extension or flight delay, the policy will ensure covering expenses for accommodation